Five Key Construction Risks Every Contractor Should Manage
Construction projects are inherently complex, involving tight schedules, multiple stakeholders, [...]
Form 5500 Filing Deadline: What Employers Need to Know Before July 31
Each year, many employers are required to file Form [...]
Third-Party EPLI Coverage: Protecting Your Business from Hidden Employment Risks
When businesses think about employment practices liability insurance (EPLI), most [...]
Three Claims No Commercial Property Owner Ever Expects — Until They Happen
Author –Tom Schneider, Account Executive – Horst Insurance Commercial [...]
What Is the OSHA DART Rate?
When it comes to measuring workplace safety, OSHA relies on [...]
How HR Teams Can Avoid AI‑Powered Scams
Artificial intelligence (AI) is reshaping how organizations recruit talent, communicate [...]
False Pretense Coverage: A Potential Uninsured Risk for Equipment Dealers
Author – Eric S. Kyler, President & CEO, Horst Insurance [...]
FMLA Eligibility Checklist for Employers
📝 How to Determine Whether an Employee Qualifies for Leave [...]
ACA Compliance Updates for 2026
🩺 Key Changes Employers Should Prepare For Since its passage [...]
2026 Payroll: Navigating the 27 Pay Period Year
📅 How Employers Should Prepare for Bi‑Weekly Payroll Challenges in [...]
Environmental Liability Insurance Explained
🌿 What Businesses Need to Know About Pollution Coverage in [...]
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