About Us| Horst Insurance

About Us

 Protecting What Matters To You® – Since 1917

For over a century, Horst Insurance has been a trusted Pennsylvania insurance agency providing commercial insurance, employee benefits, and personal insurance solutions for businesses, families, and communities.

A Full Service, Independent Insurance Agency

Since 1917, Horst Insurance has served businesses, families, and communities across Pennsylvania with a commitment to dependability, expertise, and providing peace of mind. For more than a century, our purpose has remained the same: Protecting what matters to you. From safeguarding growing businesses to helping families protect what they’ve worked hard to build, we take a thoughtful, long-term approach to insurance and risk management.

Horst Insurance is a Pennsylvania-based insurance agency with a national reach, providing commercial insurance, employee benefits, and personal insurance solutions. Through long-standing relationships with carefully selected insurance carriers, we design coverage programs that reflect each client’s unique needs, priorities, and stage of life or business. Our commercial clients often include organizations with multi-location operations, evolving workforce needs, and increasingly complex risk exposures. Our role is to help clients understand their options, make informed decisions, and feel confident in the protection they have in place.

Protecting What Matters To You® – since 1917 

Affiliations

Industry Affiliations:

  • Agility Recovery Solutions
  • Applied Systems, Inc.
  • InCite Performance Group
  • Independent Insurance Agents & Brokers of America (IIABA)
  • Insurance Agents & Brokers (IA&B)
  • Pennsylvania Surplus Lines Association
  • Zywave

Community Affiliations & Memberships:

  • Best Places to Work in PA
  • Building Industry Association of Lancaster County (BIA)
  • Central Penn Business Group on Health
  • Economic Development Company of Lancaster County
  • Financial Executives International – Central PA Chapter
  • Home Builders Association of Chester and Delaware Counties
  • Lancaster Chamber of Commerce
  • Lancaster Society for Human Resource Management (SHRM)
  • Lebanon Valley Chamber of Commerce
  • Manheim Area Chamber of Commerce
  • Northern Lancaster County Chamber of Commerce
  • Columbia Montour Chamber of Commerce

45

States
served

109

Years in
business

1098

Years of
Experience

100+

Trusted
Carriers

Count on Horst Insurance for personalized support

Rely on Horst Insurance for local expertise.

With a team of more than 40 insurance professionals, we work closely with business owners, executives, and families—locally and across the country—to provide steady guidance, responsive service, and practical expertise. Whether navigating a complex commercial risk or protecting a family’s home and future, clients rely on Horst Insurance for clarity, consistency, and the peace of mind that comes from working with a firm built on experience and trust.

Insurance Solutions

Learn more about the insurance coverages available from Horst Insurance. Our team is ready to answer your questions and provide free quotes for any coverage inquiries.

Access to Carriers

Because we partner with multiple top-rated carriers, we can shop and compare policies to deliver competitive coverage and value. From personal insurance for your family to comprehensive protection for your business, we have you covered.

Your Trusted Insurance Partner

Our knowledgeable professionals work as your dedicated advocates throughout the process. We help you understand your choices and provide personalized guidance every step of the way. The result is coverage tailored specifically to what matters most to you.

Words from our clients…

I love Tracy from Horst Insurance. She is always trying to find the best deals possible and won’t stop until she does!!! She has a great personality as well!!! I will never go to anyone else for my insurance needs!!

Goddivus M., Google Review
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