A Full Service, Independent Insurance Agency
Since 1917, Horst Insurance has served businesses, families, and communities across Pennsylvania with a commitment to dependability, expertise, and providing peace of mind. For more than a century, our purpose has remained the same: Protecting what matters to you. From safeguarding growing businesses to helping families protect what they’ve worked hard to build, we take a thoughtful, long-term approach to insurance and risk management.
Horst Insurance is a Pennsylvania-based insurance agency with a national reach, providing commercial insurance, employee benefits, and personal insurance solutions. Through long-standing relationships with carefully selected insurance carriers, we design coverage programs that reflect each client’s unique needs, priorities, and stage of life or business. Our commercial clients often include organizations with multi-location operations, evolving workforce needs, and increasingly complex risk exposures. Our role is to help clients understand their options, make informed decisions, and feel confident in the protection they have in place.

Protecting What Matters To You® – since 1917
Affiliations
Industry Affiliations:
- Agility Recovery Solutions
- Applied Systems, Inc.
- InCite Performance Group
- Independent Insurance Agents & Brokers of America (IIABA)
- Insurance Agents & Brokers (IA&B)
- Pennsylvania Surplus Lines Association
- Zywave
Community Affiliations & Memberships:
- Best Places to Work in PA
- Building Industry Association of Lancaster County (BIA)
- Central Penn Business Group on Health
- Economic Development Company of Lancaster County
- Financial Executives International – Central PA Chapter
- Home Builders Association of Chester and Delaware Counties
- Lancaster Chamber of Commerce
- Lancaster Society for Human Resource Management (SHRM)
- Lebanon Valley Chamber of Commerce
- Manheim Area Chamber of Commerce
- Northern Lancaster County Chamber of Commerce
- Columbia Montour Chamber of Commerce

Count on Horst Insurance for personalized support
Rely on Horst Insurance for local expertise.
With a team of more than 40 insurance professionals, we work closely with business owners, executives, and families—locally and across the country—to provide steady guidance, responsive service, and practical expertise. Whether navigating a complex commercial risk or protecting a family’s home and future, clients rely on Horst Insurance for clarity, consistency, and the peace of mind that comes from working with a firm built on experience and trust.
Insurance Solutions
Learn more about the insurance coverages available from Horst Insurance. Our team is ready to answer your questions and provide free quotes for any coverage inquiries.
Directors and Officers Insurance
Errors and Omissions Insurance
Homeowners Insurance
Commercial Property Insurance
Builder's Risk Insurance
Auto Insurance

Contact Us
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