Category: Risk Management

February 09, 2024
6 Factors Driving Commercial Auto Losses
This infographic outlines six factors currently driving commercial auto losses.

February 07, 2024
Benefits & Risks of Rooftop Solar Panels for Commercial Properties
As solar rooftops become an increasingly common addition to commercial properties, businesses need to be aware of the pros and cons of this technology. While they can provide…

February 05, 2024
Water Damage Response Guide for Businesses
Water damage can strike a devastating blow to businesses, leading to extensive property damage, financial losses and operational disruptions. From burst pipes and roof leaks to natural disasters…

February 01, 2024
2024 Annual OSHA Penalty Increase Infographic
This infographic gives an overview of the penalty amounts for OSHA violations after the annual inflation-adjusted increase: Contact the professionals at Horst Insurance with your questions regarding OSHA penalties.

January 24, 2024
Protecting Against Frozen Pipes & Sprinkler Systems
During the winter season, businesses face a unique set of property challenges, including the risk of frozen pipes and sprinkler systems. These issues can result in costly damage…

January 22, 2024
10 Cyber Security Resolutions
Cyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, it’s critical for organizations to reassess their data…

January 10, 2024
Determining FMLA Eligibility
HR professionals play a crucial role in ensuring compliance with the Family and Medical Leave Act’s (FMLA) leave requirements to reduce legal risks and foster an inclusive work…

January 08, 2024
OSHA’s Final Rule for High-hazard Industries Eff. 1/01/24
As you may know, The U.S. Department of Labor has announced a final rule that will require certain employers to electronically submit injury and illness information to the…

December 22, 2023
Top Ten Cybersecurity Misconfigurations from CISA/NSA
The Cybersecurity and Infrastructure Agency (CISA) and the National Security Agency (NSA) have teamed up to release a comprehensive joint cybersecurity advisory, shedding light on the most prevalent…

December 18, 2023
Snow and Ice Removal Guide for Businesses
Snow and ice removal is an essential aspect of property maintenance for commercial property owners. It prevents liability claims by keeping business premises safe. Snow-covered and slippery surfaces…

December 15, 2023
Water Damage Prevention Checklist for Businesses
Water damage can stem from various sources and cause impacted organizations and their properties to incur significant losses, including destroyed equipment and inventory, prolonged business disruptions, and—in severe…

December 08, 2023
ITRC Reports Data Compromise Record
A data breach report from the nonprofit Identity Theft Resource Center (ITRC) found that there were 2,116 publicly reported data compromises in the U.S. market during the first…