Category: Risk Management

June 07, 2024
Cybersecurity Awareness Programs: Benefits and Implementation
Businesses of all sizes are susceptible to cyberattacks such as phishing scams, malware attacks and ransomware schemes, which can create significant financial loss and lead to major reputational…

June 05, 2024
The Insurance Market Cycle – Hard Versus Soft Markets
The commercial insurance market is cyclical in nature, fluctuating between hard and soft markets. These cycles affect coverage availability, terms and pricing for businesses. As such, it’s helpful…

May 22, 2024
Flood Preparedness and Response Guide for Businesses
This guide provides actionable suggestions and best practices—which include assessing flood risk and taking steps before, during and after a flood—for reducing the impact of flooding on businesses Download…

May 15, 2024
Understanding Common CGL Policy Exclusions
Commercial general liability (CGL) insurance is an essential form of coverage for any organization. Such a policy can provide much-needed financial protection if an organization is held liable…

May 10, 2024
Business Risks Related to Severe Convective Storms
Severe convective storms can be extremely destructive natural disasters that result in injuries, infrastructure damage and billions of dollars in losses for businesses and their commercial properties. These…

April 19, 2024
The Importance of Fire Doors
If a fire occurs at a commercial property, time is of the essence to keep it under control. Therefore, having measures in place to slow the spread of…

April 12, 2024
Protecting Vacant Business Properties
Vacant buildings both face and pose several unique risks that must be addressed by property owners to safeguard their properties. These risks include elevated exposure to criminal activities…

March 27, 2024
Navigating the Cyber Insurance Claims Process
Cyber incidents—including data breaches, ransomware attacks and social engineering scams—have become increasingly prevalent over the past decade, impacting organizations of all sizes and industries. These incidents are only…

March 15, 2024
Tips for Property Managers to Avoid Rent Payment Fraud
Rent payment fraud can result in significant financial impacts on property rental businesses. With various payment types available, numerous fraud tactics exist, so property managers should ensure they…

March 13, 2024
Fire Prevention Measures for Idle and Vacant Properties
When properties are left idle or vacant, the risk of fire-related incidents increases. Therefore, implementing a comprehensive fire prevention strategy is crucial. This article explores essential fire prevention…

March 11, 2024
Distracted Driving Prevention for Commercial Fleets
To protect themselves and public safety, it’s important for organizations and fleet managers to have an understanding of distracted driving, including common causes and prevention strategies. This toolkit…

March 06, 2024
2023 Natural Disaster Roundup
This document provides an overview of the biggest U.S. natural disasters that took place in 2023, outlines how this past year’s disasters affected local communities and the national…