Category: Risk Management

September 12, 2016
Coverage Considerations for Uber, Lyft, and Other TNCs
There is a smart phone application for almost everything now: adjusting your thermostat when you’re not home, recording your daily run and keeping track of your personal finances…

September 12, 2016
Home Matters – Home Protection Tips
Protect Your Home While You Are Away Unfortunately, no one is completely immune from theft. Whether you’re looking to protect your home while you are away on vacation or…

August 17, 2016
Cyber Risks and Liabilities Newsletter
Key Takeaways from Ponemon’s 2016 Cost of Data Breach Study According to the 2016 Cost of Data Breach Study from the Ponemon Institute, the average total cost of…

March 03, 2016
Understanding and Protecting Your Intellectual Property
Intellectual property is one of your company’s most important assets, but it is also quite complex to understand. The government has created laws regarding patents, copyrights, trademarks and…

February 04, 2016
Employment Practices Liability Insurance
From the moment that you start the pre-hiring process until the exit interview, you are vulnerable to an employment-related lawsuit. As a result, your business should take a…

February 04, 2016
Employment Practices While Recruiting and Hiring
Like any employer, you want make sure that your new employees are the best in the business. Searching for the right candidate to fill a crucial position is…

February 04, 2016
Third-Party Employment Practices Liability Insurance
In our increasingly litigious society, the threat of a lawsuit hangs over every business transaction, large or small. Even employers who adhere to the letter of the law…

December 03, 2015
Limiting Social Host Liquor Liability
A bartender is legally liable for serving alcohol to a patron who becomes intoxicated and then injures a third party. Does a business face a similar exposure when…

December 03, 2015
Employer Responsibilities in Winter Weather
Snow days were a highlight of winter when many of us were children, but now winter weather presents a host of difficulties for employers. There are safety concerns…

November 05, 2015
Commercial Auto Driver Selection Guidelines
Since the quality of your drivers affects the entire fleet operation, the safety of others on the road and your company's good reputation, it is imperative that a…

October 15, 2015
Protect Yourself Against Illegal Acts with Crime Coverage
You may feel that your employees would never steal from you or that your business would never be the victim of theft, but the harsh reality is that…

October 15, 2015
Criminal Background Checks Can Impact Your Employee Dishonesty Coverage
Author - David C. King, President & CEO, Horst Insurance There is no argument that a well managed criminal background check can and is an important element in your…