Category: Commercial Insurance

August 06, 2015
Commercial Automobile Policy Symbols: What Do They Mean?
Taking the time to understand the language and symbols on your commercial automobile insurance policy may seem like trying to learn a new language, but it is important…

August 06, 2015
Driving Personal Cars for Business Use – A Good Idea?
There are many situations in which an employee drives his or her personal auto to perform a business-related task or activity: travel between worksites, client visits, transportation of…

May 01, 2015
Directors’ and Officers’ Liability Insurance
In today’s business climate of corporate transparency and accountability, an organization’s officers and directors face a myriad of employment-related exposures. Sarbanes-Oxley regulatory mandates and shareholder activism mean directors…

May 01, 2015
Risk Management Strategies for Directors and Officers
While a senior executive position brings many rewards, it also carries significant risks that put your financial net worth at stake. Expect that every decision you make as…

$ABC\'s$

March 04, 2015
The ABCs of Indemnity Agreements and Additional Insured Endorsements
Understanding your business’s risk exposures is the cornerstone to managing them. Whether your business relies on outside vendors to provide goods and services, or you’re a provider of…

March 04, 2015
Discontinuing Operations – What Your Organization Needs to Know
When companies sell part of their business or discontinue a product line, they are faced with several hurdles, many of which pose insurance and risk management challenges. This…

March 04, 2015
A Word to the Wise About Construction Defects: What You Can Do to Protect Your Business
Possibly no two words strike more fear in the hearts of architects, engineers and contractors than “construction defect.” A claim for construction defect can cost astronomical amounts to…

February 04, 2015
Cyber Liability Insurance
As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy will only continue to grow. The continued rise in the…

February 04, 2015
Understanding and Preventing Data Breaches
What do Target, Nieman Marcus and Apple have in common? All these companies were victims of a data breach in 2013, totaling millions of stolen records that include…

February 04, 2015
Cyber Security for Small Businesses
High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority…

January 16, 2015
Reauthorization of Terrorism Risk Insurance Act Enacted
On January 12, 2015, President Obama signed into law a bill that reauthorizes the Terrorism Risk Insurance Act (TRIA), the federal terrorism risk insurance backstop. TRIA, which was…

December 30, 2014
Terrorism Risk Insurance Act Set to Expire After Bill Blocked In Senate
The Terrorism Risk Insurance Act (TRIA) is set to expire on December 31, 2014, after a House-passed bill to extend the program for an additional six years was…