Category: Commercial Insurance

$ABC\'s$

March 04, 2015
The ABCs of Indemnity Agreements and Additional Insured Endorsements
Understanding your business’s risk exposures is the cornerstone to managing them. Whether your business relies on outside vendors to provide goods and services, or you’re a provider of…

March 04, 2015
Discontinuing Operations – What Your Organization Needs to Know
When companies sell part of their business or discontinue a product line, they are faced with several hurdles, many of which pose insurance and risk management challenges. This…

March 04, 2015
A Word to the Wise About Construction Defects: What You Can Do to Protect Your Business
Possibly no two words strike more fear in the hearts of architects, engineers and contractors than “construction defect.” A claim for construction defect can cost astronomical amounts to…

February 04, 2015
Cyber Liability Insurance
As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy will only continue to grow. The continued rise in the…

February 04, 2015
Understanding and Preventing Data Breaches
What do Target, Nieman Marcus and Apple have in common? All these companies were victims of a data breach in 2013, totaling millions of stolen records that include…

February 04, 2015
Cyber Security for Small Businesses
High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority…

January 16, 2015
Reauthorization of Terrorism Risk Insurance Act Enacted
On January 12, 2015, President Obama signed into law a bill that reauthorizes the Terrorism Risk Insurance Act (TRIA), the federal terrorism risk insurance backstop. TRIA, which was…

December 30, 2014
Terrorism Risk Insurance Act Set to Expire After Bill Blocked In Senate
The Terrorism Risk Insurance Act (TRIA) is set to expire on December 31, 2014, after a House-passed bill to extend the program for an additional six years was…

August 06, 2014
Controlling Workers’ Comp Costs and Your Bottom Line
Workers’ compensation costs can make or break your bottom line. But control over these costs is more attainable than you may think if you understand your experience modification…

April 30, 2014
What to Look for When Shopping for an E&O Policy
Author - Thomas R. Schneider, Account Executive, Horst Insurance There are many factors to consider when looking into Title Agents Errors and Omissions Insurance. Of course, the coverage, limits…

March 26, 2014
Employment-Related Practices: Are You Prepared?
Employment-related lawsuits are a growing concern for employers of all sizes. In 2012, the U.S. Equal Employment Opportunity Commission (EEOC) reported 99,412 charges filed for harassment, and harassment…

March 26, 2014
Worth the Risk? Highlights from the Chubb 2013 Private Company Risk Survey
In 2013, Chubb Group of Insurance Companies conducted a private company risk survey. Through this survey, Chubb found that although there is a growing number of managers…