Category: Commercial Insurance

August 21, 2024
State Safety Committee Requirements
It's no surprise that states have different requirements for safety committees. The are based on either their state OSHA plan or their state workers’ compensation laws. Some require…

August 19, 2024
Keep an Eye on Midyear Benefits Trends
Understanding the latest employee benefits trends to watch in the second half of 2024 can help employers evaluate their offerings to best meet employee needs, respond effectively to…

August 15, 2024
The Value of Employment Practices Liability Insurance
In today’s increasingly litigious society, stakeholders are holding organizations more accountable for their poor decisions and wrongdoings, whether actual or alleged. When these incidents involve certain employment actions…

August 09, 2024
The ABCs of Indemnity Agreements and Additional Insured Endorsements
Understanding your business’s risk exposures is the cornerstone to managing them. Whether your business relies on outside vendors to provide goods and services, or you’re a provider of…

August 07, 2024
5th Circuit Requires Health Plans to Continue Providing Free Preventive Care
On June 21, 2024, the 5th U.S. Circuit Court of Appeals ruled that a key component of the Affordable Care Act’s (ACA) preventive care mandate is unconstitutional. However…

August 05, 2024
Checklist on Best Practices for Reasonable Suspicion Drug Testing
Reasonable suspicion drug testing in the workplace can be a powerful tool for helping employers ensure workplace safety, employee productivity, a positive company reputation and the integrity of…

July 24, 2024
The Value of Business Interruption Insurance
When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging for organizations to avoid…

July 22, 2024
Employee Drug Test Cheating Surged in 2023
The rate of employees tampering with drug tests reached new highs in 2023, according to a report from health data analytics firm Quest Diagnostics. The percentage of tests that…

July 19, 2024
Determining Worker Classification Under the FLSA
HR professionals play a crucial role in ensuring their organizations properly classify their workers. Accurate classification helps ensure compliance with various regulatory requirements as well as effective management…

July 16, 2024
OSHA’s Worker Walkaround Designation Process FAQs
On March 29, 2024, OSHA announced its final rule that clarifies the rights of employees to authorize a nonemployee, third- party representative to accompany an OSHA compliance safety…

July 12, 2024
Distracted Driving and Cellphones
Distracted driving is a significant cause of motor vehicle crashes that result in costly property damage and threaten safety. According to the National Highway Traffic Safety Administration NHTSA…

July 10, 2024
The Value of D&O Insurance for Private Companies
With today’s growing emphasis on corporate transparency and accountability, an organization’s directors and officers may face a range of liability exposures. For instance, stakeholders and third parties may…