Category: Commercial Insurance

September 04, 2024
Commercial Crime Insurance – Key Benefits
Even when organizations take steps to hire trustworthy workers and implement solid security measures to help protect against external fraudsters, criminal activities may still arise. Whether these entail…

September 03, 2024
It’s September – National Preparedness Month
It is September and it's National Preparedness Month. Check out this video which provides more information on the event and offers tips to help organizations properly plan for…

August 29, 2024
Electronic Filing of ACA Returns
Most employers are required to satisfy their Affordable Care Act reporting obligations under Internal Revenue Code Sections 6055 and 6056 electronically. Electronic filing is done using the ACA…

August 27, 2024
ACA Information Reporting Penalties Increased for Returns Filed in 2025
IRS Revenue Procedure 2023-34 includes updated penalty amounts that may apply to reporting entities that fail to comply with the Affordable Care Act’s (ACA) requirements under Internal Revenue…

August 21, 2024
State Safety Committee Requirements
It's no surprise that states have different requirements for safety committees. The are based on either their state OSHA plan or their state workers’ compensation laws. Some require…

August 19, 2024
Keep an Eye on Midyear Benefits Trends
Understanding the latest employee benefits trends to watch in the second half of 2024 can help employers evaluate their offerings to best meet employee needs, respond effectively to…

August 15, 2024
The Value of Employment Practices Liability Insurance
In today’s increasingly litigious society, stakeholders are holding organizations more accountable for their poor decisions and wrongdoings, whether actual or alleged. When these incidents involve certain employment actions…

August 09, 2024
The ABCs of Indemnity Agreements and Additional Insured Endorsements
Understanding your business’s risk exposures is the cornerstone to managing them. Whether your business relies on outside vendors to provide goods and services, or you’re a provider of…

August 07, 2024
5th Circuit Requires Health Plans to Continue Providing Free Preventive Care
On June 21, 2024, the 5th U.S. Circuit Court of Appeals ruled that a key component of the Affordable Care Act’s (ACA) preventive care mandate is unconstitutional. However…

August 05, 2024
Checklist on Best Practices for Reasonable Suspicion Drug Testing
Reasonable suspicion drug testing in the workplace can be a powerful tool for helping employers ensure workplace safety, employee productivity, a positive company reputation and the integrity of…

July 24, 2024
The Value of Business Interruption Insurance
When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging for organizations to avoid…

July 22, 2024
Employee Drug Test Cheating Surged in 2023
The rate of employees tampering with drug tests reached new highs in 2023, according to a report from health data analytics firm Quest Diagnostics. The percentage of tests that…