Category: Commercial Insurance

March 14, 2019
25 Most Commonly Stolen Passwords Infographic
Looming over almost every business is the threat of a breach in electronic data. We rely on passwords to protect this crucial and sometimes sensitive information. The more…

March 13, 2019
Critical Strategies To Limit Harassment and Discrimination Charge Exposure
Harassment and discrimination are dominating the conversation on the news, media, and now, executive meetings. Mainstream coverage of high-profile cases has heightened the collective consciousness of the very…

March 06, 2019
Americans with Disabilities Act (ADA)
The Americans with Disabilities Act (ADA) makes it illegal for covered employers to discriminate against qualified individuals with disabilities in all employment practices, such as recruitment, compensation, hiring…

March 06, 2019
Ensure ADA Website Compliance and Avoid Lawsuits
The Americans with Disabilities Act (ADA) of 1990 prohibits discrimination based on disability. This means ensuring that everyone has reasonable access to all areas of public life. Although…

March 06, 2019
Avoid 10 Common ADA Mistakes
The ADA Amendments Act of 2008 broadened the definition of disability previously established by the ADA and effectively expanded the group of people who would qualify as disabled…

February 26, 2019
PA Executive Officer Exemption Under Workers’ Compensation
Author – David C. King, President & CEO, Horst Insurance Horst Insurance regularly assists clients in designing insurance verification procedures for businesses hiring service providers and subcontractors. It is…

February 20, 2019
Benefits of Non-Owned Auto Liability Insurance
Regardless of the industry you operate in, it's likely your employees need to operate vehicles for tasks like client visits, product deliveries, and product pickups. While larger organizations…

February 20, 2019
Employment Practices Liability Insurance
Business leaders make decisions each day on issues like hiring, firing, promotions and the work environment. Every one of these decisions impacts your employees and, depending on the…

February 20, 2019
Benefits of Crime Insurance
As a leader within your organization, you want to trust your employees and the people you do business with. However, the reality is that no business is immune…

February 19, 2019
Reduce Your Vulnerability to Employee Crimes and Fraud
As a leader within your organization, you want to be able to trust your employees and colleagues. The idea that your business would be the victim of insider…

February 19, 2019
The Cold Stress Equation
What cold temperatures mean for your safety Cold-related injuries and illnesses can slowly overcome a person who has been chilled by low temperatures, brisk winds or wet clothing. This…

February 16, 2019
Using Temporary Heating Devices Safely
For some of us, the onset of cooler weather means heating our work area with temporary heaters. When used correctly, these heaters can make the working environment much…