Category: Commercial Insurance

July 19, 2023
How to Handle Negative Online Reviews
Small businesses don’t typically garner a lot of reviews, especially compared to large corporations. Therefore, a few negative comments can significantly impact public perception of a small business…

July 14, 2023
Employer Cheat Sheet for HSAs, HRAs and FSAs
Employers are increasingly looking to consumer driven health plans to help soften the blow of continually rising health care costs. Depending on the model, consumer driven health plans…

July 12, 2023
How to Manage Business Risks
A vital aspect of running a small business involves managing its associated risks, as no operations are immune to internal or external threats. A risk management plan involves…

July 10, 2023
Preventing Data Theft by Departing Employees
When employees leave a company, there is a heightened risk of data theft, which is also known as data leakage or exfiltration. This risk is present whether an…

June 23, 2023
What is a Limited Liability Company (LLC)?
A limited liability company (LLC) is a hybrid business structure that combines characteristics of a corporation and those of a partnership or sole proprietorship. Owners of LLCs are…

June 19, 2023
HR Toolkit: Employee Attraction
In today’s tight labor market, employee attraction—enticing talented individuals to apply for job vacancies—impacts employers of all sizes. The current heavy focus on attraction is partly due to…

June 15, 2023
HSA/HDHP Limits Will Increase for 2024
On May 16, 2023, the IRS released Revenue Procedure 2023-23 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 202…

June 09, 2023
Understanding Premium Audits
Audits can be daunting for businesses. An IRS or insurance audit or a vendor needing records can be a stressful experience. However, as long as you’re prepared, there…

June 07, 2023
Complying with the FMLA Checklist
The Family and Medical Leave Act (FMLA) is a federal law that provides eligible employees of covered employers with unpaid, job-protected leave for certain family and medical reasons…

June 05, 2023
Inflation Contributes to Rising WC Expenses
A report from the National Council on Compensation Insurance (NCCI) found that the current inflationary environment has contributed to rising medical costs and workers’ compensation expenses across the…

June 01, 2023
Hurricane Preparedness Guide
Hurricanes are tropical cyclones that form over tropical or subtropical waters. As a result of the high winds and water they bring ashore, hurricanes can destroy or damage…

May 30, 2023
Hard vs. Soft Commercial Insurance Markets
The commercial insurance market is cyclical in nature, fluctuating between periods of hard and soft markets. This video explains how these cycles affect the availability, terms and prices…