Category: Commercial Insurance

October 03, 2023
Reasonable Accommodations for Individuals With Disabilities
HR professionals play a crucial role in ensuring compliance with legal requirements for accommodating individuals with disabilities to reduce legal risks and foster an inclusive work environment where…

October 02, 2023
HR Toolkit: HR Department of One
The HR department is a critical facet of any organization. The department is responsible for vital tasks like hiring, benefits administration, employee welfare and so much more. Yet…

September 28, 2023
OSHA Injury and Illness Submission Expansion Overview
On July 17, 2023, OSHA announced a final rule that will require certain employers in designated high-hazard industries to electronically submit additional injury and illness information than what…

September 26, 2023
Understanding the EMR
Workers’ compensation insurance is a crucial component of protecting employees in the event of work-related injuries or illnesses. It provides medical benefits, wage replacement, and other necessary resources…

September 22, 2023
Understanding Medical Trend and Impact on Rates
Currently, health care costs in the United States are high and rising, outpacing inflation and wage increases. While many employers had relatively lower claim costs during the COVID1…

September 20, 2023
New Guidance on Visual Disabilities and the ADA
On July 26, 2023, the Equal Employment Opportunity Commission (EEOC) issued new guidance that explains how the Americans with Disabilities Act (ADA) applies to applicants and employees with…

September 18, 2023
Average Data Breach Cost Hits All-time High of $4.4M
According to IBM’s annual Data Breach report, the average cost of a data breach reached an all-time global high of $4.45 million, up 2.3% from 2022 and 15…

September 15, 2023
DOL Updates Construction Worker Wages
On Aug. 8, 2023, the U.S. Department of Labor (DOL) announced a final rule that updates how wages for construction workers are calculated under the Davis-Bacon Act DBA…

September 14, 2023
Preventing Third-party Slip, Trip and Fall Claims
Slips, trips and falls are some of the most common third-party injuries that businesses face. In fact, according to the National Floor Safety Institute, falls are the leading…

September 12, 2023
U.S. P&C Insurers Record Q1 $8.2B Underwriting Loss
The U.S. property and casualty (P&C) insurance industry posted an $8.2 billion net underwriting loss for the first three months of 2023 (an $11.6 billion swing from the…

September 08, 2023
Flood Preparedness & Response Guide for Businesses
As a business owner, it’s important to be prepared for potential floods, which are one of the most common hazards in the United States. According to the Federal…

September 07, 2023
DOL Proposes FLSA Overtime Rule
On Aug. 30, 2023, the U.S. Department of Labor (DOL) announced a proposed rule to amend current requirements employees in white collar occupations must satisfy to qualify for…