Category: Articles Published by Horst Team

December 20, 2024
OSHA is Coming…Now What?
Author – Eric S. Kyler, Vice President – Sales, Horst Insurance How to Prepare Your Business for an OSHA Inspection in 2025 When the Occupational Safety and Health Administration OSHA…

November 20, 2024
Chris Fantaski Explains COAs vs. HOAs
Author – Chris Fantaski, CLCS, CISR Elite, CPIA, Account Advisor – Horst Insurance Homeowners should learn about the differences between Condominium Associations versus Homeowners' Associations before they move forward…

September 25, 2024
Peter Crowe: Opt for a High Umbrella Limit
Author – Peter Crowe, Account Executive – Horst Insurance If you own or manage a business, you’ve likely heard of an Umbrella policy. Sometimes referred to as an Excess…

August 23, 2024
Tom Schneider: An Overview of CBI Insurance
Author – Tom Schneider, Account Executive – Horst Insurance In today’s interconnected global economy, suppliers face significant risks from supply chain disruptions. Contingent Business Interruption (CBI) insurance is a…

July 26, 2024
Eric Kyler Explains Mastering Contractual Risk Transfer
Author – Eric S. Kyler, Vice President - Sales, Horst Insurance Mastering Contractual Risk Transfer: Broad, Intermediate, and Limited Form Indemnity Understanding indemnity provisions in contracts can feel overwhelming, but…

June 21, 2024
Evan W. Horst Discusses Builders Risk Insurance
Author – Evan W. Horst, Account Executive, Horst Insurance Introduction: Construction projects are stressful. Being the fifth generation of a family who made its name in construction, I have heard…

May 24, 2024
Certificate Holder or Additional Insured, That is the Question?
Author - Chris Fantaski, CLCS, CISR Elite, CPIA, Account Advisor - Horst Insurance Have you been asked to provide a certificate of insurance on behalf of your business to…

April 26, 2024
Harry Watson – The “What Ifs” of Cyber Security
Author - Harry Watson, VP/Account Executive, CPCU - Horst Insurance Did you know that some of the biggest and most harmful cyberattacks on record struck in 2023? These invasions into…

March 29, 2024
Insurance To Value: What is it, and Why is it Important – by Peter Crowe
Author - Peter Crowe, Account Executive - Horst Insurance If you or your business owns any property, you may have heard the term Insurance To Value (ITV). But what…

February 23, 2024
Tom Schneider: Manufacturers E&O Insurance & Common Claims
Author - Tom Schneider, Account Executive - Horst Insurance Introduction: Manufacturers Errors and Omissions (E&O) insurance is a crucial component for businesses involved in the manufacturing industry. This type of…

January 26, 2024
Eric Kyler Discusses Demystifying the Hammer Clause
Author - Eric S. Kyler, Account Executive, Horst Insurance Introduction: In the intricate landscape of insurance policies, the Hammer Clause stands out as a provision with profound implications. But what…

February 26, 2019
PA Executive Officer Exemption Under Workers’ Compensation
Author – David C. King, President & CEO, Horst Insurance Horst Insurance regularly assists clients in designing insurance verification procedures for businesses hiring service providers and subcontractors. It is…