News and Blog

Explore our blog to see the latest company news and important industry information to stay compliant.

December 20, 2024
OSHA is Coming…Now What?
Author – Eric S. Kyler, Vice President – Sales, Horst Insurance How to Prepare Your Business for an OSHA Inspection in 2025 When the Occupational Safety and Health Administration OSHA…

December 17, 2024
Protecting Your Business from Lawsuits
Small businesses in all industries face the potential of lawsuits. These disputes can require substantial money, time and effort, and they can damage a company’s reputation, regardless of…

December 16, 2024
Employers Project 8% Increase Health Care Costs in 2025
According to a recent survey of employers by the International Foundation of Employee Benefit Plans (IFEBP), U.S. employers estimate a median 8% increase in health care costs for…

December 16, 2024
Risks of Hosting a Company-sponsored Party
Workplace celebrations can help create an enjoyable workplace, resulting in high morale and low turnover rates. These events can provide an excellent opportunity for employees to network and…

December 13, 2024
Holiday Stress: Sticking to Your Budget
The holidays can be a stressful time of year, and money is one of the leading causes of holiday anxiety for Americans. The best time for holiday budgeting begins…

December 12, 2024
The Importance of Parking Lot Safety
Maintaining a safe parking lot is a crucial but often overlooked part of a small business’s risk management plan. A well-maintained parking lot not only helps prevent injuries…

December 11, 2024
Holiday Stress: Eating Healthy
Holidays such as Christmas and New Year’s bring to mind thoughts of family, friends, fun and food. However, each year, millions of Americans struggle to maintain their waistlines…

December 10, 2024
ACA’s Contraceptive Coverage Mandate
On Oct. 21, 2024, the Departments of Labor, Health and Human Services, and the Treasury released a proposed rule that, if finalized, would expand access to contraceptive coverage…

December 06, 2024
Snow and Ice Removal Guide for Businesses
This guide provides an overview of why snow and ice removal is necessary and how to address these weather hazards by detailing pre-storm preparation techniques as well as…

December 04, 2024
Preventing Snow Load-induced Structural Failures
Adverse weather conditions can threaten the structural integrity of a building. In particular, snowfall can lead to snow load–induced structural failures, including partial or complete collapse. This article…

December 03, 2024
2024 Year-end Checklist for Employee Benefit Plans
As the end of 2024 approaches, there are a number of compliance tasks employers should ensure are completed for their employee benefit plans. This Compliance Overview includes a…

December 02, 2024
Frozen Pipes and Sprinkler Systems
During the winter season, businesses face a unique set of property challenges, including the risk of frozen pipes and sprinkler systems. These issues can result in costly damage…